Why is it important to have Renters Insurance in Allentown?
Allentown is the 3rd largest city in Pennsylvania but it’s the fastest growing. All of those new residents need to live somewhere and chances are most of them will rent an apartment instead of buying a home. Just like in other cities, those renters need to protect their property and protect themselves against lawsuits. That’s where renters insurance comes in. For a low monthly cost, renters insurance provides important protection in case something bad happens, like a fire or a natural disaster. Just because Allentown’s crime rate has declined significantly in recent years doesn’t mean renters there are immune to burglary or other losses. If you value your things, it’s important to buy renters insurance in Allentown.
Sold on the value of renters insurance? Head on over to the Bungalow website, get a free quote, and purchase right online. Still need more convincing? Read on to learn more about the value of renters insurance in Allentown.
Is renters insurance in Allentown a good deal?
Renters insurance is a great deal pretty much no matter where you buy it. The average price for a policy nationwide was $184 last year. Pennsylvania, the bell-weather political state, is also a bell-weather for renters insurance prices and you should expect that a standard policy will cost less than $200 per year. The cost of your policy will vary based on your individual circumstances and you can get a hassle-free, instant quote from Bungalow entirely online here. Just to give you an idea though, the average cost of renters insurance in Allentown is probably less than you pay for coffee each month. Don’t believe us that renters insurance is worth it? Check out why the New York Times recommends purchasing renters insurance.
What’s even covered by renters insurance?
The most commonly used coverage in a renters insurance policy is property coverage. This is the coverage for all your belongings – your TV, your laptop, your wall art, etc. etc. Take a quick look around your apartment. How much would it cost to replace all your personal belongings if they are unexpectedly damaged or stolen? Televisions, computers, furniture, clothes…. it really starts to add up. You’ll probably need at least $20,000 worth of coverage. This is something you can also adjust right online to suit your needs after you get a quote from Bungalow,
What other types of coverage are included in renters insurance?
Aside from the personal property coverage mentioned above, you also get the following types of coverage.
Personal Liability – If you accidentally hurt someone or damage property that belongs to someone else and you get sued, the personal liability coverage will help with your legal fees. A typical coverage amount is $300,000.
Medical Coverage – This will help pay for medical expenses if someone is hurt in your apartment. Usually this is used to avoid lawsuits. A typical amount renter’s insurance policy includes $3,000 of coverage.
Loss of Use – Let’s say you have smoke damage in your apartment and have to check into a local hotel. This coverage will pay for a hotel or somewhere else for you to stay if something happens to your apartment. A typical amount of coverage is $5,000.
Why should I buy renters insurance from Bungalow?
We thought you’d never ask! Unlike other insurance websites, Bungalow was designed to do one thing – get you renters insurance as quickly and conveniently as possible. That means no calls from pushy agents, no subscribing you to some annoying newsletter and no up selling. In just 5 minutes you can get a quote and purchase renters insurance. You’ll have that evidence of insurance to hang on the fridge before you know it!
So now that you have nothing to stop you from getting renters insurance from Bungalow, Get a free quote today!
If you have additional questions about renters insurance, check out our more comprehensive “Millennial’s Guide to the Best Renters Insurance.”